Credit reports 3 North Carolina

She owed $400 on a card with a 13 percent interest rate. She only paid the minimum amount every month because she heard it would help her score to pay something off over time. Possibly, but she's going to pay way too much interest that way. Pareto says, It's important not to let the tail wag the dog. According to Pareto, a score credit reports 3 North Carolina of 720 or higher, and certainly anything over 750, is excellent. She advises, Once you'credit reports 3 North Carolina re above a certain level, you're already there. Save the 10 or 15 minutes and go for a walk, play a video game, or play with the kids. It's a great idea to check your credit report, but keep it in perspective. As McGrigg reminds us, No one's credit reports 3 North Carolina obituary should ever read, 'Stan was well respected by all three credit reports 3 North Carolina major credit bureaus.' Sally Herigstad writes about women credit reports 3 North Carolina and credit every week for CreditCards.com. www.free-annual-credit-report.com Herigstad is a writer and finance consultant for MSN Money, a personal finance software product. She is also a member of the Washington Society of Certified Public Accountants and the American Institute of Certified Public Accountants. Sally Herigstad lives in Kent, Wash., with her husband Gary. To Her Credit answers a question about a debt or credit issue from a CreditCards.com reader each week.

About Equifax A credit score is an indicator of how likely you are to default on a loan or credit card. free credit check uk

Your credit score is determined by a combination of the following: Things like age, race, color, national origin, sex, and marital status do not have any bearing on your credit score.

Only positive and negative information from the five categories mentioned above make up your credit score. Follow these tips for credit reports 3 North Carolina reaching your maximum credit score: Credit scores make a difference. Hit the 620 mark and you are considered Fair, 680 is good credit reports 3 North Carolina and anything above a 700 is great.

At 700 or above you will be considered a prime borrower and should have no problem getting credit and credit reports 3 North Carolina the very best interest rates. free identity theft protection Strangers all kinds of strangers are regularly looking at credit reports 3 North Carolina your credit scores, accessing your history, and forming pictures of your life.